NEMT Blog

The Importance of Timely Incident Reporting

Insurance policies are legal contracts which create obligations for both the Named Insured and the Insurer. One of the Named Insured’s most vital responsibilities is to promptly report to the Insurer any incidents that may lead to a claim or lawsuit. The timely reporting of incidents is important because the core function of a Claims…

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Securing Adequate General Liability Insurance Really Does Matter

Many providers believe that their insurance needs can be met by securing just Commercial Automobile & possibly Workers Compensation coverages.  The reality is that General Liability coverage is required by your broker and is certainly needed to protect your assets. Typically, General Liability coverage is needed to protect your business from losses that may occur…

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The Benefits of Deploying Fleet Telematics

Are you aware of exactly how your vehicles are being operated by your drivers? Do you know where your vehicles are at all times? Is keeping up with vehicle maintenance schedules a burden? The real question you should be asking is this: am I utilizing any type of telematics solution to manage my fleet of…

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What Exactly are Coverage Symbols?

One of the questions we are asked daily is “What are these coverage symbols my Transportation Broker wants me to carry?”  While simple to us, we understand that these terms are a little difficult to understand for someone not versed in insurance.  With Commercial Automobile insurance, there are coverage Symbols that range on a scale…

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The Consequences of Allowing a Passenger to Sit on Cushions in Wheelchairs During Transport: Comfort Versus Safety

While additional cushions may provide a wheelchair occupant greater comfort, the cushion may not be compatible with a given wheelchair manufacturers make and model.  This can compromise the occupant’s stability, and ultimately their overall safety, and should be removed prior to transport. The back support of a wheelchair should ideally be set to the occupant’s…

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Distracted Driving Awareness

April is Distracted Driving Awareness Month!  NEMT Insurance would like to bring attention to this widespread activity plaguing American roadways. Distracted driving is the leading cause of automobile accidents and results in personal hardships and increased insurance costs.  The common misconception associated with distracted driving is that it only entails the use of mobile phones,…

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